Tel: (091) - 587958 / Mob: 087 - 9791621 info@jimmolloy.ie

Enterprise & Private Home

Private House / Comercial Business

Preserving the enterprise means getting back in business as quickly as possible. In all commercial ventures whether it be service or manufacturing related, downtime is the worst possible scenario.

With regard to you private home it is imperative that all necessary steps are taken at the earliest possible time to minimise damage and expedite repairs and avoid lengthy disruption to your lives.

Flood / Water / Burst Pipe damage to your property can be inconvenient for many reasons. Flood water can be contaminated by sewage or other pollutants. It is important that appropriate cleaning and sanitisation is carried out prior to any drying out or building reinstatement work.

A fire in your property is a traumatic experience. Physical damage from a fire can extend into areas which may not be visible or the fire did not reach.  For example, soot deposits can cause significant damage to electronic components of various electrical appliances and therefore it is imperative that your property is professionally cleaned to mitigate any further damage.

Storm Damage to your property is normally unexpected and in some cases will require emergency repairs in order to prevent any further damage. If ingress of water should occur through your roof, more often than not, your Insurance Company will require a report from a Roofing Contractor in order to confirm the cause of the ingress of water.  It is important at this stage to ensure the correct course of action is taken and the best advice given to you to ensure you mitigate your loss whilst at the same time retaining evidence of the loss for your Insurance Company.

Escape of Oil can result in contamination of your property resulting in noxious smells which pose a significant health and safety risk for occupants of the property.

It is essential for this type of claim that professional advice is provided from the onset.   Your appointed Loss assessor will engage the help of the best professionals in this area of expertise in order to mitigate your loss and assist you with your claim

Jim Molloy & Associates do not limit their expert advice merely on the above mentioned claim types, they will also inspect damage, advise on liability and prepare and submit a claim on your behalf for any  of the following events either Domestic/Household or Commercial Properties: –

  • Subsidence
  • Lightning
  • Impact
  • Business Interruption
  • Theft/Burglary
  • Third Party Liability
  • Goods in Transit

Looking after Customer Interest

When we undertake to handle your claim, we will assemble a professional team that will cover all aspects of the site survey and information gathering that is key to any insurance claim, but is paramount in commercial & residential claims.

We will also engage with and act as the focal point for the interactions with the insurer.

Your Assessor will handle all aspects of the claims process, meeting with the Insurance companies’ representatives, the Loss Adjuster or any other professional appointed by them, preparing your claim and negotiating the best possible settlement for you within the terms of the policy cover purchased by you.

It is vitally important to ensure that your property is adequately insured.

We provide an understanding of the terms outlined in the policy and how they may affect each client. Further we advise on whether the insurance cover is adequate, the dangers of under insurance and how the ‘average clause’ might affect them

 

  • A Loss Assessor is a professional who is engaged in the preparation, negotiation and settlement of insurance and other claims on behalf of commercial and private policyholders.
  • A Public Loss Assessor (PLA) or Claims Consultant must be regulated by the Central Bank of Ireland

Looking after Customer Interest

When we undertake to handle your claim, we will assemble a team that will cover all aspects of the site survey and information gathering that is key to any insurance claim, but is paramount in commercial & residential claims.

We will also engage with and act as the focal point for the interactions with the insurer.

Your Assessor will handle all aspects of the claims process, meeting with the Insurance companies’ representatives, the Loss Adjuster or any other professional appointed by them, preparing your claim and negotiating the best possible settlement for you within the terms of the policy cover purchased by you.

It is vitally important to ensure that your property is adequately insured.

We provide an understanding of the terms outlined in the policy and how they may affect each client. Further we advise on whether the insurance cover is adequate, the dangers of under insurance and how the ‘average clause’ might affect them

 

  • A Loss Assessor is a professional who is engaged in the preparation, negotiation and settlement of insurance and other claims on behalf of commercial and private policyholders.
  • A Public Loss Assessor PLA or Claims Consultant must be regulated by the Central Bank of Ireland

Reporting & Claim Submission

In the event of you suffering a loss which may constitute a claim, engage the services of Jim Molloy & Associates who will carry out a comprehensive inspection of the damaged area or property and provide immediate advice on cover and entitlements under your policy.

If you, (the Insured) wishes to engage the services of Jim Molloy & Associates and on completion of a mandate, We will compile a professional and detailed report including photographic evidence, noting the damage and the cause of the damage.

We will report the claim to your Insurance Company and will thereafter engage on your behalf with the Insurance Company and/ or their appointed representatives.

In addition, we will advise you (the client) with regard to your entitlement to carry out any immediate necessary repairs to mitigate their loss without compromising their claim.

As your appointed Assessor, we will undertake to arrange and meet with your Insurance Company’s appointed representative and loss adjuster at your property and agree a comprehensive scope of repairs works.

A detailed Bill of Quantities for the building works and a detailed list of damaged contents/stock etc will be prepared and forwarded to your Insurance Company on your behalf.

Our extensive experience in dealing with the industry allied to our track record in assessing and managing a wide range of claims offers our clients customised services in all instances. Remember, each and every claim is unique and we treat it as such.

Claiming your full entitlements under the policy may depend on the correct documents being submitted and correct procedures being followed.

Negotiation & Settlement

Following the submission of your claim to Insurers, we will undertake all settlement negotiations/correspondence on your behalf and will ensure that you achieve the best possible settlement in a timely manner.   We will keep you updated on the progress of your claim.  We will not accept any settlement offer without your approval.

Policy and procedures pertaining to claims is complex and can be difficult to understand and in general clients won’t have any experience or understanding in the area. We remove that discomfort by acting in all aspects of the negotiations, whilst keeping you updated throughout the process.

 

Coverage Evaluation

It is incumbent of all business enterprises to make sure that they are safe in all eventualities. In recent years with weather events becoming more extreme, it is very possible that your businesses insurance cover may not be comprehensive enough.

We can evaluate all aspects of your insurance cover with particular deference to industry sector, location, immerging technologies, processes and procedures.

Engagement

As your Public Assessor will handle all aspects of the claims process, meeting with the Insurance companies’ representatives, the Loss Adjuster or any other professional appointed by them, preparing your claim and negotiating the best possible settlement for you within the terms of the policy cover purchased by you.

  • A Public Loss Assessor is a professional who is engaged in the preparation, negotiation and settlement of insurance and other claims on behalf of commercial and private policyholders.
  • A Public Loss Assessor PLA or Claims Consultant must be regulated by the Central Bank of Ireland